Terms & Conditions

Last update 16th Devember 2024

Introduction
1. This agreement governs the contractual relationship between TradeLocker LTD, a company incorporated and registered under the company registration number 729047 and having is registered address at Century House, Harold’s Cross Road, Dublin, D6W P993, Ireland, and trading as TradeLocker (hereinafter referred to as the “Company”, “TradeLocker” or “Us”) AND the End-User (“You”).
About Us and Our Services
1. TradeLocker is a company that provides the TradeLocker Platform, including, without limitation, the Trading Terminal and the pertinent analytical tools available therein.
2. The TradeLocker Platform enables communication between the End-User and the Bridge designated by the End-User’s selected broker, facilitating the transmission of orders to the broker. TradeLocker is not a broker and does not offer trading services. The TradeLocker Platform is not an exchange or market, and You can only enter into trades and investments through Your selected broker. Therefore, the regulatory status and compliance of trading activities are the responsibility of Your selected broker. On this note, in conjunction with these Terms, please also read, understand and agree to the terms and conditions outlined by Your selected broker.
3. TradeLocker does not guarantee the accuracy, completeness, or reliability of the information and analytical tools provided on the TradeLocker Platform. End-Users are solely responsible for evaluating the information and should seek independent financial advice from qualified professionals before engaging in real trading activities. TradeLocker is not liable or responsible for any investment decisions made by End-Users.
4. Please read carefully and understand the terms and conditions (hereinafter, “Terms” or “Agreement”) before continuing with the TradeLocker Platform features. This Agreement sets out the terms and conditions on which the Company will provide its services to You.
Definitions And Interpretation
1. “Bridge” refers to the technology component that connects the TradeLocker Platform with the systems of the End-User’s selected broker. The Bridge enables the transmission of trading orders, execution of data and other information placed by the End-User to interact with the broker’s services;
2. “Broker Account” means an account established with a broker You have selected, through which the End-User may access and trade financial instruments. This account is required in order to use the TradeLocker Platform and enables the End-User to execute trades according to the brokers’ terms, funding requirements and available instruments;
3. “End-User” means You, the counterparty of the Company which has agreed to the present Terms and has entered into this agreement with the Company;
4. “Intellectual Property” (or “Intellectual Property Rights”) means all rights, title and interest in or relating to intellectual property, whether protected, created or arising under the Laws of the European Union or any other foreign jurisdiction, including all: (i) patent applications (along with all patents issuing thereon) and issued patents, invention disclosures, certificates of invention and statutory invention registrations; (ii) reissues, renewals, extensions, substitutions, continuations, continuations-in-part and divisions, all results of oppositions, re-examinations, supplemental examinations, supplementary protection certificates, and other review procedures (including ex parte re-examination, inter partes review, and post grant review), including without limitation with respect to rights to claim priority concerning (i) and (ii) (“Patent Rights”); (iii) know-how; (iv) trademarks, service marks, names, corporate names, trade names, certification marks, service names, brand names, brand marks, trade dress rights, trade styles, slogans, identifying symbols, logos, emblems, monograms and signs or insignia, and other similar designations of source or origin and all applications and registrations therefor and all reissues, extensions and renewals of any of the foregoing, together with the goodwill symbolized by any of the foregoing (“Trademarks”); (v) internet domain names; (vi) works of authorship, copyrights, database and design rights, whether or not registered, published or unpublished, and registrations and applications therefor along with all reversions, renewals and extensions thereof (“Copyrights”); (vii) software, data and databases (“Software”); and (viii) all rights in and to all income, royalties, damages and payments previously, now or hereafter due or payable, including without limitation all claims, causes of action, rights of recovery and rights of set-off of any kind against any Person, as well as the right to recover for past, present and future infringement against any Person, in each case with respect to the foregoing (i) through (vii);
5. “TradeLocker Credentials” means the unique username, password, and any additional authentication methods provided by TradeLocker, through Your selected broker, to allow the End-User secure access to the TradeLocker Platform;
6. “TradeLocker Hub” refers to the platform provided by TradeLocker designed to facilitate connections within the CFD industry. It serves as a central resource whereby End-Users may access listings of brokers, proprietary trading firms, and technology providers. The TradeLocker Hub allows for the discovery of services and resources tailored to CFD trading and business needs.
7. “TradeLocker Marketplace” means the platform within the TradeLocker Studio where End-Users can access, submit, and engage with trading bots on an open-source basis. The TradeLocker Marketplace allows End-Users to search for, review, and utilize bots created, subject to the Terms;
8. “TradeLocker Platform” refers to the online platform and its components including, without limitation, the underlying software, updates, upgrades, revisions, modifications, additions, new versions and related subsystems, documentation thereof, parts, services, API, databases, the Program Interface, web interface and functionality, network protocols in place, the Trading Terminal and the charting and analytical tools therein, developed and distributed by, and copyright of, the Licensor, available through https://tradelocker.com/;
9. “TradeLocker Studio” means the software environment within the TradeLocker Platform that enables End-Users to create, modify, and manage trading bots. The Studio provides tools for bot development and testing, and allows for submission to the TradeLocker Marketplace, facilitating the creation and customization of trading bots for use on the TradeLocker Platform;
10. “Trading Terminal” refers a trading platform’s component that allows the End-User to access the FOREX, securities, commodities or otherwise financial markets, whether regulated or not, providing the respective connections amongst brokers and liquidity providers, by means of the selected broker’s engaged services in connection with the trading related functionalities; and
11. “Website” shall mean https://tradelocker.com/
Eligibility and Registration
1. The TradeLocker Platform is not intended for distribution to, or use by, any person:
  1. who is under the age of 18 years old or is not of legal competence or of sound mind; and
  2. who resides in any country where such distribution or use would be contrary to local law or regulation. The TradeLocker Platform and its services must not be used to engage in activities that circumvent applicable laws or regulations, including connecting to service providers that are prohibited from offering their services to End-Users under such laws or regulations. It is Your responsibility to ensure compliance with any local laws or regulations applicable to You.
2. Without derogating from the above, we reserve the right, acting reasonably, to suspend and/or refuse access to or the use of the TradeLocker Platform to anyone.
Limitation of Liability and Indemnification
1. You agree to fully indemnify, hold harmless and defend TradeLocker, its affiliates and Tradelockers’ employees from and against any and all claims, demands, actions, suits, damages, liabilities, losses, settlements, judgements, costs and expenses, including but not limited to reasonable attorneys’ fees and costs, whether or not involving a third party claim, which arise out of or relate to (a) violation or breach of any term, obligation, representation, warranty or duty contained in this agreement or any applicable law or regulation, whether or not referenced herein, or (b) violation of any rights of a third party, or (c) use or misuse of the product or TradeLocker Platform and software, or (d) communication spread by means of the product or tradelockers’ software.
2. You acknowledge and agree that TradeLocker, its affiliates, and employees will have no liability for any possible consequences arising out of Your use of the TradeLocker Platform, software, or web-based applications, as set forth below. Your only right or remedy with respect to any problems or dissatisfaction with the TradeLocker Platform, regardless of the mode of access (mobile application, desktop application, or web browser), is to immediately discontinue use of the TradeLocker Platform and/or uninstall the application.
3. In no event shall TradeLocker, its affiliates, and employees be liable, whether in contract, warranty, tort (including negligence), product liability or any other form of liability, for:
  1. any direct, indirect, incidental, special, punitive or consequential damages (including without limitation any loss or corruption of data, interruption, computer failure or pecuniary loss) arising out of the use or inability to use the product and Tradelockers Platform and software;
  2. any loss of income, business or profits (whether direct or indirect), arising out of the use or inability to use the product and the TradeLocker Platform and software;
  3. Any loss or damage arising out of or in connection with:
    1. any disruptions or delay in communication when using the product and the Tradelocker Platform and software;
    2. the suspension or termination of this agreement by you or by TradeLocker for any reason;
    3. the release or the decision not to release new versions of the product and the Tradelockers’ software to you.
4. The limitations on TradeLocker’s liability as specified in paragraph 5.3 above shall apply whether or not such losses or damages were foreseeable.
5. To the extent not prohibited by law, in no event shall TradeLocker be liable for personal injury, death, incidental or consequential damages however caused regardless of the theory of liability (contract, tort or otherwise).
6. Some jurisdictions do not allow some of the exclusions or limitations as set forth above, so the above exclusions or limitations may not apply to You. In such cases the liability shall be limited to the maximum extent permitted by the applicable law.
TradeLocker’s Services
1. TradeLocker provides the TradeLocker Platform, accessible through a mobile, desktop and/or web-based application via the broker selected by the End-User. The TradeLocker Platform connects to the Bridge designated by the selected broker, which provides symbols and information regarding the instruments available to the End-User. These instruments may include, but are not limited to, Contracts for Differences (“CFDs”), as determined by the broker’s offerings and market preferences. Each broker may offer a distinct selection of instruments, which may differ from one broker to the next.
Limitations to TradeLocker’s Services
1. TradeLocker does not provide any financial, investment, brokerage or trading recommendations or services. Any explanation or information which we may give to You as part of a trade, or about the performance of the trade is not intended to be and should not be considered as advice.
2. TradeLocker is not involved in and/or interfere with any trading operations, nor does it open or control live trading accounts. Therefore, TradeLocker does not handle Your money or monitor any End-User Broker Accounts.
3. The TradeLocker Platform is not an organised exchange or a marketplace. All trades facilitated through the TradeLocker Platform are communicated exclusively between the End-User and the Bridge, in accordance with the specifications of the selected broker. For further details, please refer to clause 23.
4. All trades opened on the TradeLocker Platform must be closed on the TradeLocker Platform. As a technology provider, TradeLocker does not enforce execution policies. Any issues or problems related to the opening or closing of trades, unless caused by a fault in TradeLocker’s systems, should be addressed directly with the selected broker. For further details, please refer to Clause 23.
5. TradeLocker prices depend on the prices provided by the End-Users selected broker. These prices are determined by the broker’s own pricing mechanisms. TradeLocker does not generate or influence these prices and merely relays the pricing information received from the broker, releasing TradeLocker from any responsibility regarding accuracy or consistency of the prices provided.
6. By using the TradeLocker Platform, the End-User expressly consents to their selected broker executing orders outside of a regulated market, multilateral trading facility, or organised trading facility, as permitted by applicable law. TradeLocker facilitates communication between the End-User and the connected Bridge but is not responsible for the execution, which is determined by the broker. For further details, please refer to Clause 23
The key risks of using TradeLocker services
1. The mobile application, desktop application, web browser and its contents should not be regarded as professional or financial advice. TradeLocker is a suite of trading tools, meant to be used in connection with an account held by an End-User with their broker. If you intend on using TradeLocker for live trading, you should understand how various financial products work and the risks you will be undertaking on your own. By using TradeLocker, you will have access to information of a general nature (i.e., that does not address the circumstances of any particular individual). If you require further information, or otherwise a more comprehensive or complete statement of the related matters and regulations, you should seek the advice of a lawyer, your broker, or from a licensed financial service provider before you start trading.
2. Digital Trading Platform. Even though TradeLocker does not manage trading accounts and does not directly handle deposits or withdrawals, there is a risk that You will lose money as a result of:
  1. the failure of Your computer/mobile/digital device (including its battery);
  2. a weak internet connection, or a weak mobile connection, which means You may not be able to connect to the TradeLocker Platform, or if You are able to connect there may be a delay;
  3. hacking or the use of malicious software that allows a third party to gain access to Your information and/or assets;
  4. Your device being incompatible with the TradeLocker Platform or system specifications, including due to incorrect settings or system specifications;
  5. the failure or malfunction of TradeLocker’s or Your hardware or software; and/or
  6. some of the features available on the TradeLocker Platform may not be available if You are accessing the platform on a mobile device.
3. Ultimately, TradeLocker is not liable for any performance issues, slowdowns, or degraded End-User user experience caused by the limitations of the device(s) You use to access the TradeLocker Platform. This includes, but is not limited to, issues arising when engaging in high-volume trades, opening multiple positions simultaneously, or running resource-intensive operations. It is Your responsibility to ensure that Your device meets the necessary technical requirements to operate the TradeLocker Platform and all its related services efficiently.
  
  You must monitor your trades If You believe you have an order or trade that is not showing on the TradeLocker Platform, or have any other issue or problem with any order or trade, You should contact us and your broker immediately.
How to make a complaint
1. For matters related to your selected broker, contact your broker directly. TradeLocker is not responsible for resolving such matters.
2. For matters and concerns related to the TradeLocker Platform, such as feature suggestions or reporting technical bugs, End-Users may contact TradeLocker support via the ‘Feedback & Help’ section on our Website or mobile application, whereby You will find our complaints procedure.
3. When contacting TradeLocker support, You may be asked to provide certain information and a screenshot of the issue to help determine whether the issue is related to the broker or the TradeLocker Platform. This ensures Your complaint is directed to the appropriate support channel.
Communicating with you
1. You expressly consent to us communicating with You via our mobile and/or website applications, as we deem appropriate, to inform you of information about us and of changes to such information.
2. This may also be done by email, telephone, fax, post, newsletter, letter, electronic chats, and/or any other means of communication. We will use the contact details You gave us when filling in Your TradeLocker Credentials, and as updated by You to us.
3. If Your details change, including Your email address, contact numbers, and the name provided during our interactions, You must tell us as soon as possible. If You do not let us know, You might not receive important information from us.
4. Our Agreement with You, and all information, statements and notifications between You and us, will be in English and we will communicate in English. If we provide You with documents in another language, and there is an inconsistency, the English version will prevail.
Managing Positions
1. TradeLocker provides the infrastructure through the TradeLocker Platform, that enables End-Users to open, close and manage positions. TradeLocker does not directly handle or execute your orders.
2. We are not responsible for setting the price of instruments and products which can be traded on the TradeLocker Platform.
3. An order is any request placed by You through the TradeLocker Platform to purchase or to sell or otherwise deal in financial products. The availability of order types, such as limit orders, stop loss orders and/or take profit orders , is determined by your selected broker and may vary. Once an order is placed, the ability to modify or cancel it will depend on the broker’s policies.
4. The TradeLocker Platform facilitates the transmission of orders from Your account accessed through Your TradeLocker Credentials to the broker, and TradeLocker will process any order received that it reasonably believes are from You, or authorised by You. You are responsible for carefully reviewing Your orders before submission. If you place orders by accident or in error, for example if you place multiple orders which are the same, TradeLocker will transmit these orders to the broker as submitted, and they will be treated as valid, without checking this with you.
5. Orders transmitted through the TradeLocker Platform are executed by your selected broker in accordance with their execution policies and any specific instructions provided by You. This is called a trade. The instructions and options available on the TradeLocker Platform may change from time to time, depending on the broker’s offerings. For more information on how you can place an order please check your selected broker’s terms and conditions.
6. TradeLocker does not guarantee that the execution price will match Your order price, as this depends on the broker and market conditions, such as volatility or price movement between the time that You place the order (or the time your limit order, take profit and/or stop loss order has been activated) and the time that Your order is executed. This is known as slippage and may result in execution at the next best available price.
7. The broker remains responsible for all aspects of the trading relationship, including account management, execution of trades, pricing, and regulatory compliance. TradeLocker acts only as a technology provider to facilitate communication between You and the broker. All financial and legal obligations related to transactions rest with the broker, not with TradeLocker.
Disclaimer Of Warranties
1. You agree that Tradelocker has made no express warranties regarding the product, TradeLocker Platform and software and which are being provided “as is” without warranty of any kind; TradeLocker hereby disclaims all warranties, conditions or representations with respect to the TradeLocker Platform, whether express, implied or statutory, including, but not limited to, any warranties or conditions of quality, performance, non-infringement, merchantability or of fitness for a particular purpose. Tradelocker further does not represent or warrant that the TradeLocker Platform will always be available and accessible, that its operation will be uninterrupted, timely, secure and error-free or that any communication will be complete and accurate. Nor does TradeLocker warrant any connection to or transmission of data from the internet, made through TradeLocker’s Platform.
2. You acknowledge and agree that You assume any and all risks arising out of the use of the Tradelocker Platform, to the maximum extent permitted by law.
3. You understand and agree that TradeLocker is a software development company and does not provide or offer any kind of financial, investment, brokerage, trading and data feed services in any local or international currency or stock market.
4. Neither the information, nor any opinion, trading tools or services contained in the TradeLocker Platform constitute a solicitation or offer by TradeLocker or its affiliates to offer or sell any financial instruments. Nor shall any such financial instruments be offered or sold to any person in any jurisdiction in which such activity or sale would be unlawful under the securities laws of such jurisdiction. Decisions based on the information contained in the TradeLocker Platform are at your sole responsibility.
5. Utilising a live trading account through the TradeLocker Platform involves engaging with a broker. All matters related to real funds, including deposits and withdrawals are handled exclusively by and under the responsibility of the selected broker. This would make You subject to the terms and conditions of the selected broker. Live trading involves significant risk and can result in substantial losses. End-Users should only trade with funds they can afford to lose and consider their financial position and risk tolerance.
The TradeLocker Hub
1. TradeLocker provides access to the TradeLocker Hub, which End-Users may interact with by filtering, sorting, rating, reviewing listings, requesting offers, and applying available discounts. The TradeLocker Hub does not support messaging, chat, or other forms of direct interaction between End-Users.
2. Access to the TradeLocker Hub is open to all users. After an initial browsing period, TradeLocker will prompt End-Users to provide their name, surname, email address, and the broker or proprietary trading firm they are using to continue use of the TradeLocker Hub. End-Users with an account may log in using their TradeLocker Credentials.
3. TradeLocker currently offers access to the TradeLocker Hub without charge. However, TradeLocker reserves the unilateral right to introduce paid options at its sole discretion.
4. All data and content displayed on the TradeLocker Hub are provided and managed by brokers, proprietary trading firms, and technology providers (hereinafter “Third-Party Providers”). TradeLocker does not guarantee the accuracy, reliability, or completeness of the information presented on the TradeLocker Hub. End-Users should verify all data independently before relying on it.
5. Any incorrect or misleading information displayed on the TradeLocker Hub is the sole responsibility of the Third-Party Provider that provided the data. You may report incorrect information in accordance with Clause 9, and TradeLocker will act to address any inaccuracies as the case may be.
6. TradeLocker retains administrative rights over the TradeLocker Hub and reserves the right to modify, correct, or remove any data or content displayed in the TradeLocker Hub at its discretion.
7. By accessing the TradeLocker Hub, the End-User agrees to these Terms and the rest of the terms and policies found on the Website.
8. The End-User agrees to allow TradeLocker to utilize Google Analytics and similar tools to track traffic and End-User behaviour on the TradeLocker Hub, consenting to the collection and analysis of Your data in accordance with the Terms.
One Click Trading
1. The One Click Trading feature for order submission is a one-step process and is offered on the TradeLocker Platform.
2. If the End-User clicks the checkbox activating the One Click Trading feature, it allows End-Users to submit ask (buy) or bid (sell) orders on the One Click Trading panel of a chart with a single click, without additional confirmation prompts.
3. Therefore, once the One Click Trading feature is turned on, the End-User will not get prompted for confirmation before making a trade.
4. The End-User will not be able to withdraw or change the order once it is clicked. Under normal market conditions and system performance, a market order will be promptly filled after submission and the End-Users will enter into a binding transaction.
5. End-Users can activate or deactivate this feature at their discretion through the user settings.
6. The End-User agrees to accept all risks associated with the use of the One Click Trading feature, including, without limitation, the risk of errors, omissions or mistakes made in submitting such order.
7. The End-User agrees to fully indemnify and hold harmless TradeLocker from any and all losses, costs and expenses that may incur as a result of any such errors, omissions or mistakes by the End-User, or any other person trading on your behalf.
TradeLocker Studio and Marketplace for Bots
1. The TradeLocker Marketplace and the TradeLocker Studio allow End-Users who hold TradeLocker Credentials to submit trading bots for review, approval and potential publication. Currently, all content is free of charge, however, TradeLocker has the right to introduce paid features planned for future releases or additional services.
2. End-Users submitting bots must ensure they have the necessary rights and authorisations to use and publish their content. TradeLocker reserves the right to reject or remove any bots that infringe third party Intellectual Property Rights, contain misleading information, or otherwise violate platform policies. TradeLocker is not responsible for verifying the accuracy or legitimacy of bot claims, and any disputes arising from bot usage are the responsibility of the End-User.
3. End-Users acknowledge that using, modifying, or executing bots is at their own risk. TradeLocker disclaims liability for any inaccuracies, errors, or compatibility issues with bots, whether during testing or live trading.
4. TradeLocker does not guarantee compatibility of bots with future updates or system requirements. End-Users are solely responsible for verifying and maintaining bot compatibility over time.
5. End-Users are prohibited from using TradeLocker Studio to create, translate, or publish bots that infringe third-party Intellectual Property Rights. TradeLocker is not liable for bot usage outside its environment or any infringement arising from such usage.
6. Back testing results provided within the TradeLocker Studio do not perfectly simulate real situations and are not a direct indication of future success. These results may not account for real market conditions, including slippage, and should not be interpreted as indicative of actual trading outcomes.
7. The TradeLocker Studio and TradeLocker Marketplace are in beta testing. Features, functionality and related offerings may be subject to change over time and may not be immediately or automatically reflected in these Terms. TradeLocker reserves the right to implement such changes without prior notice or modification of these Terms.
8. TradeLocker does not create, verify, or endorse any bots on the TradeLocker Marketplace. All content is End-User generated, and TradeLocker disclaims liability for bot performance, accuracy, or reliability, or whether the bot will function as described or expected. End-Users agree to hold TradeLocker harmless for any losses or damages arising from TradeLocker Marketplace content.
  1. TradeLocker disclaims any responsibility for the market performance of bots available on the TradeLocker Marketplace. Past performance or results are not indicative of future outcomes, and End-Users assume all risks associated with the use of bots in live trading.
9. The obligations and disclaimers in this section shall survive termination or expiration of these Terms and continue to apply to any use of the TradeLocker Studio and TradeLocker Marketplace.
Data Protection
1. The Parties explicitly recognize and accept that any and all data processing activities undertaken under the scope or for the objectives outlined in this Agreement fall within the regulatory purview of Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016, commonly referred to as the General Data Protection Regulation (“GDPR”).
2. Both parties mutually and unequivocally consent to adhere to the stipulations and requirements set forth by the GDPR. This commitment underscores a shared dedication to ensuring the lawful and ethical processing of personal data as governed by the aforementioned regulation.
3. TradeLocker bears the obligation to institute and uphold suitable technical and organizational safeguards. These safeguards are designed to guarantee the integrity, confidentiality and security of the personal data processed within the framework of this Agreement.
4. For more information and guidance about data protection, please consult the Privacy Notice and the Cookies Notice.
Intellectual Property
1. TradeLocker retains all the Intellectual Property Rights in and to the TradeLocker Platform and any derivative works thereto created by or for TradeLocker.
2. Subject to the Terms, TradeLocker provides the End-User a limited license to install and use the TradeLocker Platform through the End-User’s selected broker, solely for their personal use and benefit.
3. Unless expressly permitted by these Terms or with TradeLocker’s prior written consent, the End-User shall not:
  1. alter, reproduce, display, distribute, or commercially utilize any TradeLocker Intellectual Property (including but not limited to text, video, audio, or user interface elements) within the TradeLocker Platform or related Services;
  2. remove any notices or identifiers of proprietary rights within TradeLocker’s Intellectual Property;
  3. attempt to access or reverse-engineer the source code of the TradeLocker Platform; or
  4. attempt to interfere with, override, alter, or bypass any security mechanisms embedded in the TradeLocker Platform.
4. The End-User’s use of the TradeLocker Platform does not provide the End-User with any rights beyond those specifically granted in these Terms. No content on the Website or any communications shall be interpreted as conferring any license or permission to use TradeLocker’s Intellectual Property without prior written consent.
5. Should the End-User create any hyperlinks to the Website, they may not imply endorsement, sponsorship, or affiliation with TradeLocker, its affiliates, or its services without prior written authorization. Additionally, such hyperlinks must not use any TradeLocker Intellectual Property except the text of the link itself.
6. The End-User shall:
  1. not knowingly or recklessly encourage or assist any third parties to infringe TradeLocker Intellectual Property;
  2. diligently ensure to protect TradeLocker Intellectual Property from being infringed by the End-User; and
  3. immediately inform TradeLocker if they become aware of any violation or suspected misuse of TradeLocker Intellectual Property, or any use not authorised by these Terms.
7. Where third-party software is incorporated within the TradeLocker Platform, its use shall be governed by the Terms and any applicable third-party license terms provided. TradeLocker does not offer support for third-party software or the information contained within it.
8. Should these Terms be terminated, any rights to use the TradeLocker Platform and associated third-party software shall be rescinded, and you must discontinue all use of such software and the TradeLocker Platform.
9. This clause shall survive the termination of this Agreement.
Assignment and novation
1. We may assign, transfer and/or novate these Terms and/or any of our rights and/or obligations to another entity with or without written notice, as the case may be. We will use reasonable endeavours to ensure that Your rights under the assignment and/or novation will be similar to Your rights under the Terms with us. We will treat You continuing to use the services as you agreeing to the assignment and novation, but You can cancel Your TradeLocker Credentials at any time.
2. You may not assign, transfer, and/or novate these Terms and/or any of your rights and/or obligations to another person, whether by operation of law or otherwise, or whether on a permanent or temporary basis without our prior written agreement.
Reporting and Disclosures
1. TradeLocker is committed to complying with all applicable anti-money laundering (“AML”) laws and regulations. As part of its AML obligations, TradeLocker shall report suspicious activity and implement necessary measures to prevent and detect money laundering.
2. TradeLocker reserves the right to investigate and report any transactions or behaviours that it reasonably suspects may involve money laundering or other illicit activities to relevant regulatory authorities. Such reporting may occur without prior notice to the End-User and may result in restrictions on account activity.
3. The End-User agrees to comply with any reasonable requests from TradeLocker to verify their identity, source of funds, or purpose of transactions as required under AML laws and policies.
4. On this note, TradeLocker does not assist the End-User on any reporting obligations which they are required to carry out under applicable law.
Amendments
1. The TradeLocker customer support team is not authorised to amend or waive any term in these Terms.
2. No supplement, modification or amendment of any term, provision or condition of these Terms shall be binding or enforceable unless executed in writing by the Parties hereto.  TradeLocker reserves the right to amend or alter, whether in whole or in part, these Terms, regardless of notice to the End-User.
3. We reserve the right, at any time and for any reason, to discontinue, redesign, modify, enhance, change, patch the software, the TradeLocker Platform, and/or the services, including without limitation, the structure, specifications, ‘look and feel’, navigation, features and other elements of the software and/or the services or any part thereof. You agree that we will not be liable to you or to any third party (for whom you may be acting) for any modification, suspension or discontinuance of all or any part of our services.
Governing Law and Dispute Resolution
1. This Agreement, and the resolution of any eventual dispute, controversy or claim arising out of or relating to this Agreement, or otherwise the breach, termination or validity thereof, shall be governed by and construed in accordance with the Laws of Ireland.
2. The Parties shall attempt to resolve any dispute, controversy or claim deriving from or in conjunction with this Agreement, or a breach, termination or invalidity thereof, amicably. Failing to do so, such dispute, controversy or claim deriving from or in conjunction with this Agreement, or a breach, termination or invalidity thereof, shall be exclusively settled by the courts of Law in Ireland.
Miscellaneous
1. Rights of Third Parties. A third party will not be able to benefit from or enforce a term of these Terms.
2. Entire Agreement. These Terms constitute the entire agreement that governs the relations between You and TradeLocker and will supersede and replace all prior understandings and agreements governing such relations, unless they were prepared as a separate document and executed in writing. Nothing in this clause shall exclude or restrict the liability arising out of fraud or fraudulent misrepresentation.
3. Severability. If any provision under this Agreement, or any part of a provision, is found by a court or administrative body of competent jurisdiction to be illegal, invalid or unenforceable, and the provision (or part thereof) in question is not of a fundamental nature to the Agreement as a whole, the legality, validity or enforceability of the remainder of the Agreement (including the remainder of the term which contains the relevant provision) shall not be affected.
4. No Waiver. The failure to exercise, or delay in exercising, a right, power or remedy provided by this Agreement or by applicable law shall not constitute a waiver of that right, power or remedy, nor shall it preclude or restrict any further exercise of that or any other right or remedy.
General Reference to Broker Terms Responsibilities
1. TradeLocker does not handle, execute or control your Broker Account, even though you are utilising the TradeLocker Platform which is being accessed through Your TradeLocker Credentials. For all matters related to Your funds, your trading activity, and more, You must refer to the terms and conditions of Your selected Broker with whom You have a Broker Account. For any questions or issues related to these activities, please refer to Your broker’s terms and conditions, policies, and contact details.
2. Your Broker shall be responsible for;
  1. Best Execution and Order Handling. Ensuring that Your trades are executed in accordance with best execution policies.
  2. End-User (Client) Classification. Determining Your client classification.
  3. Account Opening and Verification. Managing account registration, identity verification, and eligibility.
  4. Deposits and Withdrawals. Handling the funding, depositing and withdrawal of Your trading account.
  5. Account Security. Ensuring the security and confidentiality of Your account information.
  6. End-User Money Handling. Managing and safeguarding any funds You deposit with them. TradeLocker does not hold End-User’s money.
  7. Title Transfer Agreements. Establishing agreements where Your funds may be transferred as security or collateral, if applicable.
  8. Dormant Accounts. Handling inactive or dormant accounts according to their policies.
  9. Transaction Execution and Quotes. Providing market quotes, accepting, and executing orders.
  10. Transaction Records and Compliance. Keeping accurate records of Your trading activity and complying with Anti-Money Laundering (AML) requirements.
  11. Fees, Costs, and Spreads. Charging fees related to trades, spreads, and any other applicable costs.
  12. Leverage and Margin. Ensuring that leverage and margin rules are adhered to.
  13. Bereavement and Account Succession. Managing account closure or transfer in the event of death or incapacitation.
  14. Conflicts of Interests. Acting in the best interest of the End-User and ensuring that the interests between End-User’s is not conflicting.
  15. Recording Communications. Keeping record for any trading-related communications.
  16. Rules of Trading. Ensuring that any rules of trading, including order placement, modification, and cancellation, are adhered to, such as for e.g., the End-User must not enter into trades which manipulate the platform’.
  17. Professional Advice. Providing independent professional advice.
  18. Responsibility for Losses. Trading risks and any losses incurred due to trading activities.
  19. Closing or Blocking Access to Trading Account. Handling the closing and blocking of a trading account whether done by the End-User or the broker.
  20. Management of Trading Account. Managing your trading account.
3. Please note that the list in clause 22.2 is not an exhaustive list.
YOU EXPRESSLY ACKNOWLEDGE THAT YOU HAVE READ THIS AGREEMENT AND UNDERSTAND YOUR RIGHTS AND OBLIGATIONS, AS WELL AS THE TERMS AND CONDITIONS SET FORTH HEREIN. BY CLICKING ON THE “NEXT” or “ACCEPT” BUTTON AND(OR) CONTINUING TO INSTALL THE SOFTWARE OR USING THE TRADELOCKERS’ SOFTWARE, YOU EXPRESSLY CONSENT TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH IN THIS DOCUMENT AND GRANT TO TRADELOCKER THE RIGHTS SET FORTH HEREIN.

SCHEDULE A – TRADING CFDS

The terms in this Schedule A (including Appendix 1 if applicable) apply to You in addition to the Terms. If a term of this Schedule A conflicts with or differs from a term in the Terms, this Schedule A will apply.

What is CFD trading?
1. A contract for difference (“CFD“) is a financial instrument that enables trading based on the price fluctuations of an underlying product, such as forex, commodities, or cryptoassets. When engaging in CFD trading, you agree to exchange the difference in the price of an underlying product from the point in time when your position is opened to when it is closed.
Key risks of CFD Trading
1. CFDs are complex derivatives that carry a high risk of losing money rapidly due to leverage regardless of the underlying asset. Leverage amplifies both potential gains and losses, meaning even small price movements in the underlying product can lead to large losses or gains. Consequently, it is possible to incur losses that exceed your initial deposit in a trade. Anything to do with leverage shall be handled by your selected broker and falls outside of TradeLocker’s responsibilities.
2. The underlying assets of CFDs are often made up of equities, foreign exchange, commodities, cryptoassets and similar products. The markets of these products can be volatile, which means the prices of the products can change rapidly and are therefore unpredictable. Trading CFDs on cryptoassets may present a higher risk compared to CFDs on other financial instruments due to the increased volatility in crypto markets.
3. You should only trade CFDs if:
  1. you have sufficient and relevant knowledge about or experience in, trading in volatile markets;
  2. you fully understand how CFDs work (including all associated risks and costs), are aware that the use of margin or leverage creates greater risks;
  3. you are trading with money you can afford to lose;
  4. you have a high-risk tolerance;
  5. you want to gain short term exposure to a product/market;
  6. you understand that there are situations where we will be able to close out your transactions without giving you notice or by giving you very short notice;
  7. you understand that we can change margin requirements at our sole discretion (including in relation to open positions), and that we may give you very short notice of changes to margin requirements or due to an exceptional event we may not be able to give you notice at all. We will exercise our right to change margin requirements in accordance with the Governing Law;
  8. you understand that when margin requirements change, we cannot guarantee that your execution price will match your order price, including where you’ve placed a limit order, take profit and/or stop loss order; and
  9. you have time to manage your transactions on an active basis and understand that active management may be required at short notice:
  10. due to the volatility of the underlying market, which will be increased as a result of leverage;
  11. as a result of us changing margin requirements, including for open positions (as stated above); and/or
  12. as a result of us giving you very short notice, or due to an exceptional event no notice at all, of changes to margin requirements (as stated above).
4. You should ensure you fully understand the risks involved before using our services and, if required, take appropriate investment, financial, legal, tax and other necessary professional, independent advice. You should read this document and fully understand the risks before entering into this Agreement.

APPENDIX 1

Trading CFDs in relation to Cryptoassets

The Cryptoasset CFD Trading Service
1. Our services may provide you with the option to trade cryptoasset CFDs using leverage, subject to the terms outlined in Schedule A and Appendix 1. Additionally, our services may permit leveraged trading of cryptoassets, however, this would be governed by the terms and conditions of your selected broker.
2. If a transaction involves a CFD on cryptoassets, this will be clearly indicated on the TradeLocker Platform and/or reflected in your Broker Account account statement.
They Key Risks of Trading Cryptoassets CFDs
1. The principles on CFDs iterated in Schedule A, apply here.
2. CFDs are complex derivative products and come with a high rik of losing money quickly due to leverage. In addition to the ket risks of trading CFDs, the below risks apply in relation to trading cryptoassets CFDs.
3. Cryptoassets are highly volatile, meaning their prices can change rapidly and unpredictably. When combined with leverage, this volatility can cause significant fluctuations in the value of your cryptoasset CFD trades, which may lead to a complete loss of your invested capital. Consequently, cryptoasset CFDs carry an elevated risk of losing money.
4. You should only trade CFDs if you have sufficient time to manage your transactions on an active basis. This is even more important when trading cryptoasset CFDs, due to the volatility of the underlying cryptoassets, in combination with the use of leverage. If the market moves against your position, you may be called upon by us to provide a substantial amount of additional margin funds, without notice or on very short notice, in order to maintain your position. If you do not provide the required funds within the time required by us, your position may be liquidated at a loss.
5. Additional important risks when trading cryptoasset CFDs:
  1. during periods of high trading volume, illiquidity, rapid price movements or volatility in the cryptoasset marketplace, the actual execution rate at which a market order or trade for a cryptoasset CFD is executed may differ from the prevailing rate indicated via the CFD trading services at the time you placed the order or trade;
  2. If cryptoasset prices are experiencing substantial fluctuations, the actual market rate at which a market order or trade for a cryptoasset CFD is executed may be different from the rate that is displayed on the eToro platform at the time that you make your order;
  3. cryptoassets differ from traditional currencies, which are typically backed by backed governments or other legal entities, or by commodities such as gold or silver. Cryptoassets are backed by technology and public trusts, without any central authority to intervene to stabilize or protect their value, thereby affecting the value of cryptoasset CFDs;
  4. as virtual products, cryptoassets may be ‘delisted’ or become unsupported at any time, meaning they may no longer be available for trading or exchange in the market. If this occurs, the CFDs based on these delisted cryptoassets may lose all value. Please refer to your broker’s terms and conditions to understand how the broker treats positions in such events.; and
  5. Cryptoassets rely on underlying software protocols that TradeLocker neither owns nor controls. These protocols are generally “open source,” allowing anyone to use, copy, modify, or distribute them. The operating rules of these protocols can undergo abrupt changes, known as “Forks,” which may significantly impact the value of cryptoassets and, consequently, the value of any cryptoasset CFDs. Such Forks may lead to extreme price volatility. Please refer to your broker’s terms and conditions to understand both your rights and the broker’s rights regarding this matter.
6. Before trading cryptoasset CFDs, you should carefully evaluate their suitability in light of your financial circumstances. Ensure you fully understand how both cryptoassets and CFDs operate, including the associated risks and costs. Be aware that the use of leverage or margin when trading cryptoasset CFDs carries heightened risks compared to trading CFDs on other underlying assets.